Our Products

BHSI’s team has extensive experience tailoring medical stop loss coverage for a wide range of sectors. Highlights of our coverage include:

Unlimited specific maximums to comply with Affordable Care Act reform. Aggregate maximums to $5 million.
Numerous Options including:
- Monthly aggregate accommodation
- Specific advance funding
- Aggregating specific deductibles
- Gapless renewals
- No new laser at renewals
- Rate caps available
- Early lock options
- Specific and aggregate terminal liability
Range of contracts available (12/12 through paid)
Minimum standard participation: 75 percent
Minimum annual premium: $100,000

We consider all types of risks – no excluded industries. Here’s a sampling of our targeted sectors:

Financial institutions
Healthcare
Manufacturing
Professional services
Public sector groups (school districts, municipalities, etc.)
Taft Hartley
Self-administered groups
Groups embracing RBP (Referenced Based Pricing) models
Colleges and universities (entire population, student, faculty, and staff options)

Subscribe to our newsletter