Product Highlights
- Higher Property Limits
- Personal Property Replacement, without deductions for depreciation
- Flexible coverage limits for Contents, Other Structures and Loss of Use
- Liability and Medical Protection
- Extra Coverage for Valuables
- Rebuilding to code included
- Loss Assessment included
- Mold Remediation included
- Sewer and Drain Backup
- Earthquake
- Animal Liability
- Personal Injury
- Generous Premium Credits and Discounts
- Claim-free loss history
- Impact-resistant windows and roofing
- Home security devices
- Higher deductibles
Top Targets
- High Value Homes exceeding $250,000 in replacement value on the eastern coast of the U.S.
- Primary, Secondary or Seasonal Coastal homes with or without rental exposure, and tenant occupied with any rental period
- Named Insureds can be individuals, corporations, family trusts or LLCs